:root{--bg:#151617;--surface:#1c1d1f;--paper:#f4f1ea;--gold:#c5a06a;--muted:#b7b5af;--line:#ffffff1c;--wine:#2d171e;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--paper);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,a{-webkit-tap-highlight-color:transparent}a:focus-visible{outline:2px solid var(--gold);outline-offset:6px}img{display:block;max-width:100%}h1,h2,p{margin:0}h1,h2{font-family:var(--serif);font-weight:400;line-height:1.12}em{font-weight:400;font-style:italic;color:var(--gold)}.wrap{width:min(1120px,calc(100% - 96px));margin-inline:auto}.icon-defs{position:absolute;width:0;height:0;overflow:hidden}.masthead{height:118px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line)}.brand{width:275px;height:auto;margin-block:-20px}.masthead-location{font-size:12px;letter-spacing:.08em;color:var(--muted)}.masthead-location span{color:var(--gold);margin-inline:9px}.hero{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:center;padding-block:65px 76px}.eyebrow{font-size:12px;font-weight:500;letter-spacing:.18em;line-height:1.5;color:var(--gold);display:block}.hero .eyebrow{margin-bottom:24px}.hero .eyebrow span{display:block;font-size:10px;margin-top:3px;letter-spacing:.13em;color:var(--muted)}h1{font-size:clamp(38px,4.4vw,58px);letter-spacing:-.04em;max-width:510px}h1 em{display:block}.hero-description{color:var(--muted);max-width:350px;margin-block:24px 28px;line-height:1.65}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:55px;padding:14px 26px;font-size:14px;font-weight:500;border:1px solid transparent;border-radius:3px;transition:background .2s,color .2s,transform .2s,border-color .2s}.button svg{width:18px;height:18px;fill:currentColor;flex-shrink:0}.primary{background:var(--gold);color:#171615}.primary:hover{background:#d9b880;transform:translateY(-2px)}.button:active{transform:scale(.98)}.contact-note{margin-top:12px;color:#959590;font-size:12px}.hero-photo{height:422px;position:relative;overflow:hidden;border-radius:2px}.hero-photo>img{width:100%;height:100%;object-fit:cover;object-position:54% 50%;transition:transform 1.2s ease}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,#111214db 0%,transparent 46%)}.hero-photo:hover>img{transform:scale(1.025)}.photo-caption{position:absolute;z-index:1;bottom:26px;left:28px;font-family:var(--serif);font-size:18px;line-height:1.4;color:#e4ded1}.photo-caption span{display:block}.tax-feature{padding:48px 54px;background:var(--wine);display:grid;grid-template-columns:1fr 230px;gap:64px;position:relative;border-radius:3px;border-top:1px solid #c5a06a55}.tax-copy h2{font-size:clamp(30px,3.3vw,42px);letter-spacing:-.035em;margin-top:19px;max-width:570px}.tax-copy p:not(.eyebrow){max-width:490px;color:#cac1c2;margin-top:20px}.calculator-button{margin-top:27px;background:var(--paper);color:#2d171e;min-width:180px;font-weight:600}.calculator-button:hover{background:var(--gold);transform:translateY(-2px)}.tax-detail{align-self:center;text-align:center;border-left:1px solid #c5a06a33;padding-left:40px}.tax-detail-label{font-size:10px;letter-spacing:.15em;color:#bdacae}.percentage{display:block;font-family:var(--serif);font-size:126px;line-height:1.45;color:#c5a06a}.tax-line{height:1px;background:#c5a06a44}.tax-detail-footer{display:block;font-size:12px;line-height:1.5;color:#bdacae;margin-top:17px}.tax-context{display:grid;grid-template-columns:.64fr 1fr;gap:50px;padding:58px 54px;border-bottom:1px solid var(--line)}.context-label{display:flex;flex-direction:column;gap:22px}.context-index{font-size:36px;font-family:var(--serif);color:#4c4b47}.context-copy h2{font-size:32px;letter-spacing:-.025em}.context-copy p{margin-block:18px 14px;color:var(--muted);max-width:520px}.text-link{display:inline-flex;align-items:center;min-height:48px;position:relative;font-size:14px;color:var(--paper)}.text-link:after{position:absolute;content:'';bottom:9px;left:0;right:0;height:1px;background:#c5a06a66;transition:background .2s,transform .2s;transform-origin:left}.text-link:hover:after{background:var(--gold);transform:scaleX(.75)}.text-link:hover{color:var(--gold)}.institutional{display:grid;grid-template-columns:1fr 1fr;padding:43px 0 49px;border-bottom:1px solid var(--line)}.institutional article{padding:0 54px}.institutional article+article{border-left:1px solid var(--line)}.institutional h2{font-size:26px;margin-top:16px;letter-spacing:-.02em}.institutional p{color:var(--muted);margin-block:16px 10px;max-width:330px}.closing{text-align:center;padding-block:54px 62px}.closing>img{width:94px;height:auto;margin:0 auto 20px}.closing h2{font-size:clamp(28px,3.5vw,40px);letter-spacing:-.025em;line-height:1.2}.closing .button{margin-top:27px}footer{border-top:1px solid var(--line);padding-block:29px 36px;display:flex;justify-content:space-between;color:#969793;font-size:12px}footer p+p{margin-top:5px}.footer-name{color:#c5c3bd}.footer-contact{display:flex;flex-direction:column;align-items:flex-end;gap:5px}footer a:hover{color:var(--gold)}.floating-contact{position:fixed;z-index:5;right:22px;bottom:max(22px,env(safe-area-inset-bottom));display:flex;align-items:center;gap:10px;border:1px solid #c5a06a66;background:#222324;color:var(--gold);border-radius:50px;padding:13px 18px;box-shadow:0 4px 20px #0004;transition:background .2s,transform .2s}.floating-contact svg{width:21px;height:21px;fill:currentColor}.floating-contact span{font-size:12px}.floating-contact:hover{background:#33312b;transform:translateY(-2px)}.reveal{opacity:1}.motion-ready .reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.motion-ready .reveal.visible{opacity:1;transform:none}
@media(min-width:1450px){.floating-contact{right:36px}}
@media(max-width:900px){.wrap{width:calc(100% - 56px)}.hero{gap:32px;grid-template-columns:1fr 1fr;padding-block:40px 48px}.hero-photo{height:390px}.tax-feature{padding:38px;gap:30px;grid-template-columns:1fr 150px}.tax-detail{padding-left:25px}.percentage{font-size:98px}.tax-context{padding:40px 30px;gap:35px}.institutional article{padding-inline:30px}}
@media(max-width:650px){.wrap{width:calc(100% - 40px)}.masthead{height:85px;justify-content:center}.brand{width:252px}.masthead-location{display:none}.hero{display:flex;flex-direction:column;gap:0;padding-block:0 32px}.hero-photo{order:-1;width:calc(100% + 40px);max-width:none;height:auto;aspect-ratio:1.85;margin-inline:-20px;border-radius:0}.hero-photo>img{object-position:center;height:100%;width:100%}.hero-photo:after{background:linear-gradient(0deg,#151617 0%,#15161700 40%)}.photo-caption{display:none}.hero-copy{width:100%;padding-top:14px}.hero .eyebrow{margin-bottom:15px;font-size:11px}.hero .eyebrow span{display:none}h1{font-size:39px;max-width:390px;line-height:1.1;letter-spacing:-.038em}.hero-description{margin-block:19px 23px;font-size:16px;max-width:330px}.hero .button{width:100%;min-height:56px;font-size:15px}.contact-note{text-align:center;margin-top:10px}.tax-feature{padding:29px 25px 30px;display:block;overflow:hidden}.tax-copy{position:relative;z-index:1}.tax-copy h2{font-size:31px;margin-top:14px;line-height:1.13;max-width:390px}.tax-copy p:not(.eyebrow){font-size:15px;margin-top:18px;line-height:1.7}.tax-feature .eyebrow{font-size:11px}.calculator-button{margin-top:22px;width:100%;min-height:55px;font-size:15px}.tax-detail{position:absolute;right:-8px;top:-13px;border:0;padding:0;opacity:.13;pointer-events:none}.percentage{font-size:137px;line-height:1}.tax-detail-label,.tax-detail-footer,.tax-line{display:none}.tax-context{display:block;padding:32px 5px 30px}.context-label{display:block}.context-label .eyebrow{font-size:11px}.context-index{display:none}.context-copy h2{font-size:29px;margin-top:15px}.context-copy p{font-size:15px;line-height:1.7;margin-block:16px 9px}.desktop-break{display:none}.institutional{display:block;padding:0}.institutional article{padding:28px 5px 24px}.institutional article+article{border-left:0;border-top:1px solid var(--line)}.institutional .eyebrow{font-size:11px}.institutional h2{font-size:26px;margin-top:12px}.institutional p{font-size:15px;margin-block:12px 5px}.closing{padding-block:37px 42px}.closing>img{width:82px;margin-bottom:18px}.closing h2{font-size:29px}.closing .button{margin-top:23px;min-height:55px;padding-inline:23px}footer{display:block;text-align:center;padding-block:25px 88px;font-size:12px}.footer-contact{align-items:center;margin-top:13px;gap:4px}.floating-contact{right:12px;bottom:max(12px,env(safe-area-inset-bottom));padding:13px;box-shadow:0 3px 15px #0004}.floating-contact span{display:none}.floating-contact svg{width:21px;height:21px}}
@media(max-width:360px){h1{font-size:35px}.tax-copy h2{font-size:28px}.tax-feature{padding-inline:21px}.closing h2{font-size:26px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}.motion-ready .reveal{opacity:1;transform:none}}